Mutual Funds

One of the most suitable investment vehicle for retail investors, it brings the professional expertise and scale that only large investors could afford in the past. Mutual funds are diversified, professionally-managed portfolios of securities that pool the assets of individuals and organizations to invest towards a common objective.

Some of the features that make this an attractive vehicle for your investments, are: Professional management, quality diversification, low administrative cost, strong investor-friendly regulations and high transparency. MF is not limited to investing into equities (shares) as many people believe it to be. It can also help you get exposure to debt, gold and several other asset classes with minimal administrative hassle.

Given that there are thousands of MF schemes available in the market; one naturally gets quite overwhelmed, and finds it difficult to choose the suitable one to invest. Building the right portfolio is as much dependent upon you, as on the performance of the individual schemes.

You need to look at various factors, including your goals (fundamental reason behind your investment), time horizon, risk apetite etc. Your Fin@Work advisor works with you to determine the appropriate mix of securities to build the portfolio that is most suitable for you.

Fin@Work research team does the indepth analysis, it also leverages upon ratings from independent 3rd party agencies to evaluate the performance of various MF schemes.

Please note, Asset Allocation is the most important decision you will make with your investment, individual product selection is secondary in determining the performance your investment results.